Meet your savings goals faster.

Our dividend-earnings accounts can help speed up your savings.

Features you get with every account

Earns dividends

Your account balance earns 0.25% APY1.

Digital Banking

Manage your money 24/7 from a smartphone, tablet, or computer.

No maximum limit

Save as much money as you’d like.

Contactless Visa® Debit card available

Withdraw money from your account.

Reliable protection

Your money is federally insured by the NCUA.

Our Savings Account Options

Member Share savings account

A traditional account for building your balance.

Download the Kredifyfed credit union App today to get started. You’re not required to have a Kredifyfed credit union account to use the App.

Holiday Club Account

An account to help save for holiday spending.

How it works

You open an account and set up direct deposit to add money to your holiday savings throughout the year. your money is available to you via transfer. This is how quickly it can add up over 26 paydays:

1. $5/payday = $120
2. $10/payday = $210
3. $20/payday = $500
4. $50/payday = $1,200

Accounts automatically renew each year. To change your deposit amount, just call 800.845.5025.

Digital Marketing

Here are some of the features that will make managing your money easier than ever:

Account notifications

Get text and email alerts to track your account activity.


See account balances from your phone without logging in to the Kredifyfedcreditunion app.

Mobile deposit

Use your phone to deposit checks with the snap of a photo. Only available on mobile.

Savings goals

Use our tool to help you reach your goals.